700Credit
Data Breach Class Action Lawsuit
Posted: December 13, 2025 -- Attention, victims of the 700Credit data breach.
Abington Cole + Ellery is investigating the data breach recently announced by 700Credit and may be filing a class action lawsuit on behalf of affected individuals.
700Credit Data Breach Summary:
In early December 2025, 700Credit, a firm specializing in credit reporting for automotive dealers, disclosed a security incident involving unauthorized access to sensitive customer information, which took place or around October 25, 2025. Approximately 5.8 million individuals were affected by the 700Credit data breach, and breached data may include, but is not necessarily limited to: name, address, Social Security number, and date of birth. As a result of the data breach, 700Credit is offering 12 months of free credit monitoring and/or identity theft protection services to some affected individuals.
FREE CONSULTATION: If you are a victim of the 700Credit data breach, and interested in potentially volunteering to serve as a class representative in a class action lawsuit against 700Credit, please submit your information here to be considered:
An attorney-client relationship is not formed by submitting information through this website.
700Credit Data Breach Details:
In early December 2025, 700Credit, a firm specializing in credit reporting for automotive dealers, disclosed a security incident involving unauthorized access to sensitive customer information, which took place or around October 25, 2025. The breach was detected and contained within the company's 700Dealer.com platform, which is used for handling dealer-related applications. Initial investigations began promptly, leading to notifications sent out to those potentially affected. Key events unfolded over the following days, including the filing of a formal report with federal authorities on December 2, followed by public discussions and updates through interviews and webinars. By December 12, the company provided further details on the ongoing situation via a video message from its leadership.
The intrusion targeted personally identifiable details, such as individuals' names, residential addresses, and Social Security numbers. It appears the access was limited to a specific application layer, without extending to the broader internal systems or disrupting daily business activities. While the exact method of entry remains under review, experts were brought in to analyze the event. The scope of the incident affected an unspecified number of consumers connected to dealer clients, prompting widespread alerts to both individuals and businesses involved.
In response, 700Credit collaborated with cybersecurity specialists to probe the breach and strengthen defenses. They reported the matter to law enforcement and regulatory bodies, including the FBI and FTC, and handled consolidated filings for their dealer partners. Affected people received letters outlining the issue and were offered complimentary credit monitoring services to help safeguard their financial information. A support line was set up for inquiries (833-586-1820), and dealers were advised to seek independent legal guidance. The firm continues to monitor developments and fulfill notification requirements to state officials.
Additional information about the 700Credit data breach may be found here: 700Credit Data Breach Notification, and here: 700Credit Notice. The 700Credit Website may also have additional information about or provide periodic updates regarding the data breach.
About 700Credit:
700Credit is a credit reporting and compliance firm established in 2000. Headquartered in Farmington Hills, Michigan, the company initially focused on delivering credit reports to a limited number of automotive dealerships in California and Florida. Over the years, it has expanded its operations to serve a broader range of clients across the United States, specializing in tools that assist with financial decision-making in vehicle sales environments.
The organization provides a variety of services, including access to credit reports from major bureaus such as Equifax, TransUnion, and Experian. It also offers soft pull credit checks for initial customer assessments, along with features for identity verification, fraud detection, and regulatory compliance. These tools are designed to integrate with dealership systems, helping to streamline processes like lending evaluations and document management.
Today, 700Credit supports more than 21,000 dealerships in sectors like automotive, recreational vehicles, powersports, and marine. It maintains over 220 partnerships for system integrations and emphasizes solutions that align with industry standards, such as the 2022 Safeguards Rule for data protection. The company's growth reflects the increasing demand for secure and efficient credit handling in retail financing.
Additional Information:
For more information about steps you can take to possibly reduce the chances harm arising from a data breach, please review the following article: What are some steps you can take if you've been the victim of a data breach?
If you believe you are a victim of the 700Credit data breach, and if you would like to volunteer to serve as a class representative in a class action lawsuit regarding this data breach, please submit your information via the form on this webpage. This website is not associated with nor authorized by 700Credit or any affiliated companies. If you have received any other data breach notifications, you may to review Abington Cole + Ellery's current list of data breach investigations.